Mekonin, Abera Negeri. “Application of A Probit Model in Assessing Determinants of Formal Financial Saving Behavior of Rural Households: The Case of Sinana District, Ethiopia”. Journal of Economics and Development 20, no. 2 (August 26, 2018): 94–106. Accessed October 31, 2026. https://jed.ktpt.edu.vn/jed/article/view/373643.